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Discussion Question #1:

When am I ever going to use this?

Math instructors hear these words on a daily basis.  Many of us have developed personalized, canned responses so that we always have an answer prepared.

In this forum, students should discuss why it might be valuable for a non-mathematician, non-engineer to have an appreciation and/or a working understanding of higher level mathematics, even if the computations will not be part of their daily routine.  Also, up for comment:  why might there be intrinsic value in obtaining knowledge outside of one’s chosen field of expertise?

Please post an original statement addressing the question posed, then take the time to comment on at least two of your classmates’ posts.

Scoring Rubric:

 Expectation Points Original Post addressing the question posed ____ /2 Two additional comments posted in response to other classmates’ posts ____ /2 Proper grammar and spelling are used ____ /1 TOTAL ____ /5

Discussion Question #2:  In the article below;What is the meaning of the term “credit facility”?

Project: (due at the end of Unit 6)

Part I:  Select a piece of real estate (residential, commercial, warehouse, land), any number of resources can be used (www.realtor.com is one option).  You will need to include a listing sheet/link with your submitted assignment.

Part II:  Determine a down payment. (a standard down payment is 20%, however you may offer justification for any amount/percent you choose)

Part III:  Research 2 different financing options

Part IV:  Use Excel (or other approved spread sheet) to create a complete amortization schedule for the life of both financing options.

Part V:  Write an analysis that compares and contrasts the two financing options in detail.  Be specific.  Include justifications for selecting an option.

Project Scoring Rubric:

 Project Contents Points A real estate listing sheet _____ / 5 A description, explanation, or calculation of the down payment for the property _____ / 5 A description of the two financing options/products being compared _____ / 5 A “hand-made” Excel spread sheet containing side by side amortization schedules _____ / 15 Written analysis (20 points total) –  Explanation of any background information and/or further description of loan types selected _____ / 5 –  Analysis of the similarities and differences in the amortization schedules _____ / 5 –  Justification for selection of either option _____ / 5 –  Use of proper grammar, spelling, sentence structure and paragraph structure _____ / 5 TOTAL _____ / 50

# WD 40 ARTICLE ON APPLICATION OF LEVERAGEDEAR SHAREHOLDERSOn March 26,2001 ,WD-40 Company (NASDAQ: WDFC) announced the acquisition of Global Household Brands, maker of such well-known products as X-14,,, 2000 Flushes, and Carpet Fresh., The acquisition represents another milestone in our creation of a new business model on which to build our fortress of brands. It furthers our successful transitioning to a global consumer products company with brands that deliver superior performance and value to end users who buy in a variety of trade channels.How we will finance the acquisition? We have stated in the past that we would lower our dividend payout when the right opportunity came along to enhance shareholder value. Such an opportunity is here right now. A five cent (per share) quarterly dividend reduction will allow us to qualify for a more favorable credit facility for financing the Global Household Brands acquisition: a syndicated senior secured credit facility totaling \$85 million and led by Union Bank of California. This is an excellent move for us — a vital investment in short- and long-term sales and earn­ings growth.’What the acquisition means to shareholders The acquisition offers several advantages. Not only will it give us an additional \$69 million in sales revenues, but it will augment and further enhance our fortress of brands model, Global Household Brands has been a star performer in the household goods sector, and its acquisition will further diversify our product portfolio and substantially reduce our concentration on one product. As a result, no brand or trade channel will be greater than 60% of our total revenues/With this acquisition, WD-40 Company makes a big move into the household goods sector, joining the ranks of consumer goods companies, which the stock market has historically rewarded with higher price-earning (P/E) ratios.Our goals for the coming year Consumers remain the focus of our business, and the acquisition of Global Household Brands will allow us to broaden this focus. We will leverage their considerable knowledge and expertise in the grocery channel to complement our expertise in other channels. The combined company will have two marketing groups: The Do-it-Yourselfers Group for Solvol,, Lava,, WD-40,, and 3-IN-ONE, and the Household Products Group for2000 Flushes, Carpet Fresh, and X-14. Our distribu­tion infrastructure will expand, as well, to support our new household product platform and new brand and product launch opportunities, Increased research and development will allow the combined company to leverage our collective brands and thus create greater shareholder value in both dividends and stock price. Non-core competencies, such as the Global Household Brands manufacturing, will be sold to one of our key suppliers, maintaining the out­sourcing business model we have successfully managed over the past 48 years.’On behalf of WD-40 Company management, I want to express my appreciation for your support and underscore our continued commitment to achieve faster and more profitable growth through strategic acquisitions such as this one. We will continue to build, defend and acquire; in so doing, we will make WD-40 Company a fortress of brands in every sense of the term.Sincerely yours,Gaity Ridge, President and CEO

1. -/1 pointsBerrFinMath1 5.1.002.

Find the number using the following Venn diagram.

 15

Show My Work (Optional)

1. -/1 pointsBerrFinMath1 5.1.004.

Find the number using the following Venn diagram.

 Sorry, an error occurred while generating this image. Please return to your home page and open this assignment again. If you still have problems, click Help, and then Contact Us to report this error. We are sorry for the inconvenience.

Show My Work (Optional)

Find the number using the following Venn diagram.

n(BC)

 19

Show My Work (Optional)

1. -/1 pointsBerrFinMath1 5.1.009.

Find the number using the following Venn diagram.

n(A C n B)

 13

Show My Work (Optional)

1. Given that n(A) = 24, n(B) = 10, n B) = 6, and n(U) = 40, fill in the four regions in the Venn diagram.

Show My Work (Optional)

1. -/1 pointsBerrFinMath1 5.1.013.

The sophomore lacrosse team has 27 players, of whom 10 played defense last year, 15 played offense, and 2 played both defense and offense, while the rest of the players did not play last year. How many members of the team played last year?

Players

A witness in a trial testified that he searched 19 cars, of which 12 were convertibles, 14 had out-of-state plates, and 4 were convertibles with out-of-state plates. Explain why the witness was not telling the truth.

O The actual number of cars he searched was 26, which does not agree with the witness’ testimony that he searched 19 cars.

O The actual number of convertibles with out-of-state plates would have to be 12, which does not agree with the witness’ testimony that 4 convertibles had out-of-state plates.

O The actual number of convertibles would have to be 8, which does not agree with the witness’ testimony that 12 cars were convertibles.

O The actual number of cars he searched was 22, which does not agree with the witness’ testimony that he searched 19 cars.

Show My Work (Optional)

1. -/2 pointsBerrFinMath1 5.2.001.

Calculate each factorial.

(b)    3!

Show My Work (Optional)

1. -/1 pointsBerrFinMath1 5.2.002.

Calculate the quotient of factorials.

8!

10.-/1 Determine the number of permutations.

11.-/1 pointsBerrFinMath1 5.2.005.

Find the number of combinations.

6C3

12.-/1 pointsBerrFinMath1 5.2.007.

A telephone number consists of seven digits, and the first digit cannot be a zero or a one. How many telephone numbers have no repeated digits?  telephone numbers

Show My Work (Optional)

13.-/1 pointsBerrFinMath1 5.2.009.

You have 3 science books, 2 language books, and 5 philosophy books. In how many ways can they be arranged on the shelf if all books of the same subject are to be together?

ways

Show My Work (Optional)

________________________________________________________________________________

1. Find the number using the following Venn diagram.
 14

Need Hel p?

Show My Work (Optional)

1. —/I pointsBerrFinMathI 5.1.002.

Find the number using the following Venn diagram.

 16

Need Hel p?

Show My Work (Optional)

1. —/1 pointsBerrFinMath1 5.1.003.

Find the number using the following Venn diagram.

n(U)

 12

Need Hel p?

Show My Work (Optional

1. —/I Find the number using the following Venn diagram.
 18

Need Hel p?

Show My Work (Optional)

1. —/1 pointsBerrFinMath1 5.1.005.

Find the number using the following Venn diagram.

 12

Need Hel p?

1. —/1 pointsBerrFinMath1 5.1.006.

Find the number using the following Venn diagram.

n(AC)

 15

Need Hel p?

Show My Work (Optional)

1. —/1 pointsBerrFinMath1 5.1.008.

Find the number using the following Venn diagram.

 15

Need Hel p?

Show My Work (Optional)

1. —/I Find the number using the following Venn diagram.
 18

Need Hel p?

Show My Work (Optional)

1. —/4 pointsBerrFinMath1 5.1.011.

Given that n(A) = 20, n(B) = 10,             n B) = 2, and n(U) = 40, fill in the four regions in the Venn diagram.
Need Hel p?

Show My Work (Optional)

10.—/1 pointsBerrFinMath1 5.1.012.

A parking permit sticker displays an identification code consisting of a letter (from A, B, C, and D) followed by a digit (from and 4). How many different permits can be issued?

Permits

N    Hel p?

Show My Work (Optional)

11.—/1 pointsBerrFinMath1 5.1.014.

How many six-symbol computer passwords can be formed using the letters A to J and the digits 2 to 6?  Passwords Need Hel p?

Show My Work (Optional)

12.-/2

Calculate each factorial.

 (a)

(b) 5!

N    Hel p?

Show My Work (Optional)

13.—/1 pointsBerrFinMathI 5.2.002.

Calculate the quotient of factorials.

8! 6!

Need Hel p?

Show My Work (Optional)

14.-/1 pointsBerrFinMath1 5.2.003.

Determine the number of permutations.

Need Hel p?
Show My Work (Optional)

15.-/1 pointsBerrFinMath1 5.2.005.

Find the number of combinations.

8C3

N    Hel p?

Show My Work (Optional)

16.-/1 pointsBerrFinMath1 5.2.006.

Find the number of combinations.

Need

Show My Work (Optional)

17.-/2   A computer password is to consist of five alphanumeric characters with no repeats. (An alphanumeric character is a letter from A to Z or a digit from 0 to 9.) How many such passwords are there?  passwords

How many are there if the letter O and the digit O are excluded to avoid confusion?

N    Hel p?

Show My Work (Optional)

18.—/1 pointsBerrFinMath1 5.2.010.

A junior high girls’ basketball team is to consist of 5 players. How many different teams can the manager select from a roster of 9 girls?  teams

Need Hel p?
Show My Work (Optional)

Discussion Question #1:

When am I ever going to use this?

Math instructors hear these words on a daily basis.  Many of us have developed personalized, canned responses so that we always have an answer prepared.

In this forum, students should discuss why it might be valuable for a non-mathematician, non-engineer to have an appreciation and/or a working understanding of higher level mathematics, even if the computations will not be part of their daily routine.  Also, up for comment:  why might there be intrinsic value in obtaining knowledge outside of one’s chosen field of expertise?

Please post an original statement addressing the question posed, then take the time to comment on at least two of your classmates’ posts.

Scoring Rubric:

 Expectation Points Original Post addressing the question posed ____ /2 Two additional comments posted in response to other classmates’ posts ____ /2 Proper grammar and spelling are used ____ /1 TOTAL ____ /5

Discussion Question #2:  What is the meaning of the term “credit facility”?

Project: (due at the end of Unit 6)

Part I:  Select a piece of real estate (residential, commercial, warehouse, land), any number of resources can be used (www.realtor.com is one option).  You will need to include a listing sheet/link with your submitted assignment.

Part II:  Determine a down payment. (a standard down payment is 20%, however you may offer justification for any amount/percent you choose)

Part III:  Research 2 different financing options

Part IV:  Use Excel (or other approved spread sheet) to create a complete amortization schedule for the life of both financing options.

Part V:  Write an analysis that compares and contrasts the two financing options in detail.  Be specific.  Include justifications for selecting an option.

Project Scoring Rubric:

 Project Contents Points A real estate listing sheet _____ / 5 A description, explanation, or calculation of the down payment for the property _____ / 5 A description of the two financing options/products being compared _____ / 5 A “hand-made” Excel spread sheet containing side by side amortization schedules _____ / 15 Written analysis (20 points total) –  Explanation of any background information and/or further description of loan types selected _____ / 5 –  Analysis of the similarities and differences in the amortization schedules _____ / 5 –  Justification for selection of either option _____ / 5 –  Use of proper grammar, spelling, sentence structure and paragraph structure _____ / 5 TOTAL _____ / 50

Interested in a PLAGIARISM-FREE paper based on these particular instructions?...with 100% confidentiality?